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8 Things You Should Buy Secondhand Instead of New
Part of the reason for this post was the uncertainty I’ve been feeling about possible changes to the afforability of life in Canada. Thrift stores and online marketplaces are both great ways to obtain needed items at reasonable prices, so I started to take stock of what future needs I could meet by scouring my local thrift stores. But shopping secondhand isn’t just about saving money—it’s also a great way to reduce waste, find unique pieces, and support local businesses like consignment stores. While some items are better bought new for safety and hygiene reasons, many products are just as good (or even better) when purchased from a thrift or…
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How to Effectively Live off of your Emergency Fund
Life doesn’t always go as planned. That’s something I’ve become intimately aware of these last six months and, because of that, I’ve also become more acquainted with my emergency fund. It’s something I’ve hoped to never use, but as I’ve had to step back from working, I’ve needed to consider. Since it’s been on my mind, I thought I’d share a little more about what an emergency fund is and how to use one. Keep in mind I am not a financial advisor. When making financial decisions, it’s always good to seek advice from a professional. I just enjoy talking about finances and am sharing here what has worked for…
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6 Easy appetizers you can make with pantry staples
Are you planning a get-together or need something to bring to a holiday gathering? I find that planning and purchasing the ingredients for appetizers can be fun but also a bit overwhelming because there are so many amazing recipes! Inevitably I find myself at the grocery store buying expensive ingredients I don’t usually use – and so may not use all of. This week I started thinking about how helpful it would be for budget, food waste and overall simplicity purposes if I could make several easy appetizers with ingredients that I already have on hand. I started to look around for recipes that will use items I already have…
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Simple and sustainable holidays: Four ideas for a meaningful season
Every year my hope is that the Christmas season brings chances to celebrate and create wonderful memories with loved ones. However, it’s also a time when we tend to spend a lot of time and resources gathering the things we think we need for a meaningful time of celebration. Last year I left preparations a bit late and ended up feeling quite anxious about the whole thing! As a result, this year I’m trying to slow down, appreciate the small and quiet moments of the season, and generally pack less onto the shopping list and calendar. However, there are still gifts to be bought, celebrations to plan and events to…
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Turn Dreaming into Practical Steps: 3 Financial Necessities to Change your Life
Changing our lives, whether it be a career change or a change of location, can be daunting. Every change comes with a financial cost to it and that can be a hindrance to us following through on our dreams. I’ve been dreaming with a friend lately about some big life changes, so I wanted to share how some essential financial habits can help make those dreams a reality. My Journey to Making Life Changes I’m going to preface this entire post with the fact that I’m not an accountant, nor a financial advisor, nor anyone qualified/educated to give financial advice. Financial decisions are very personal and should be talked through…
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10 Reasons to Keep Track of Every Purchase you Make
It has been a while since I’ve written a post about finances, so am diving back in with something I’m passionate about doing: I keep track of every purchase I make. Doing this is one of the things that helped change my financial habits and helped me gain control of my finances, but often people react negatively to the idea. Because of that, I want to share 10 reasons to keep track of every purchase. Looking Closely at our Finances A number of years ago I was in a financially abusive relationship which left me in a pretty poor financial state once I got out. Rebuilding my life and regaining…
