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How to Shop Less this Year
There’s nothing like the holiday season to remind us of how easy it is to spend money. It’s also the season to remind us of our budgets and possibly just how stretched those are. Since money might be on the top of your mind too, I thought I’d ponder the idea of shopping less this year. Whether you are looking to spend less money in general or are trying to save money, shopping less is an important part of that journey. How to shop less this year and why it matters Shopping less is going to have a number of positive effects. Shopping less will help you stay within your…
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Stretch your Dollars this Season with these 6 Easy Budget Challenges
We are about to enter one of the most expensive seasons of the year and, with prices skyrocketing everywhere, there’s potential for the holidays to break the bank. It can be difficult to figure out where to cut costs and save money, so I have some budget challenges that can help inspire you to save. Budget Challenge #1: The Pantry Challenge What is a pantry challenge? A pantry challenge is a way to use up items that you purchased in past grocery shops but have been sitting unused in your cupboard. How does it work? Shop your cupboards! (And maybe the back of your fridge too). This is a way…
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How to Create a Budget in 5 Easy Steps
I was listening to the news recently and they were talking about a banking survey. The survey revealed a change in the reasons why people were seeking banking advice. According to this newscast, in the past people were asking for assistance with saving and retirement planning, but now people are seeking help with budgeting and debt repayment. Since budgets are one of my favourite things, I thought I’d put some quick steps together for how to create a budget. Please keep in mind that I am not a financial planner and just enjoy talking about finances. It is important to seek professional advice for your financial plans and needs. In…
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Effortless meal planning in 5 easy steps
Nothing is guaranteed to throw my week off more quickly than not doing a meal plan! Having meals planned out and the ingredients on hand to make them has become the foundation of my week; If a meal plan isn’t in place, then somehow the rest of the week I feel like I’m playing catch up. Meal planning also helps to: Whether you’re new to meal planning or looking to refine your process, hopefully this post provides some helpful ideas! Step 1: Understand what you’re looking to achieve Before getting started it’s important to know what the aim of the plan is. Are you meal planning to save money, eat…
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5 Useful Apps to Save Money on Groceries
With grocery prices hitting record highs all around the world, many of us are feeling the stress on our budgets. Finding creative ways to save money on groceries has been a part of my life for years, so I wanted to share some ways I save. With every grocery shop I rely on some useful apps to save money on groceries. I’m sharing five of my favourite apps below! 5 Apps to Save Money on Groceries These are some of the apps I use to save money on groceries. There are a number of apps to save money on groceries out there, but these are a few my friends and…
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8 thoughtful and budget-friendly Valentine’s Day ideas
Celebrating Valentine’s Day One of my favourite takes on Valentine’s Day is found in the show “Parks and Recreation”, where Amy Poeler’s character hosts a “Galentine’s Day” each year to celebrate her best girlfriends, complete with handmade (sometimes over the top) gifts and a fantastic brunch! Valentine’s Day so often seems to be associated with romantic love but I think the day is a great opportunity to let all of the important people in our lives know how special they are. So what can you do to celebrate those around you? I’ve shared some ideas below that you can pull together at the last minute and on a budget! Some…
