#MoneyMasterClass Recap-Week 40

#MoneyMasterClass Life is full of choices. And everything in life has a price. When we work, we pay for the income we get in the time we spend away from our family or from the other activities we love to do.

— Gail Vaz-Oxlade (@GailVazOxlade) September 28, 2020

#MoneyMasterClass When we stay home to care for our babies, we exchange money for the experience of being with our children so we can teach them what we know. Nothing in life is free. And this is, perhaps, one of the hardest things for people to wrap their heads around.

— Gail Vaz-Oxlade (@GailVazOxlade) September 28, 2020

#MoneyMasterClass When we choose one path, we walk away from all the other potential roads we could take. Partnering is a choice. Parenting is a choice. Home ownership, going into consumer debt, preparing for the future are all choices.

— Gail Vaz-Oxlade (@GailVazOxlade) September 28, 2020

#MoneyMasterClass Some of our choices help us move closer to what we really, really want. Some move us further away. But until we accept that it is WE who are making the choices, we can’t feel that sense of control, of power, of strength, we want.

— Gail Vaz-Oxlade (@GailVazOxlade) September 28, 2020

#MoneyMasterClass If what you’re doing with your life energy isn’t working for you now, you need to make different choices. If you haven’t really decided what it is you want – I mean really, really want – that has to be step one.

— Gail Vaz-Oxlade (@GailVazOxlade) September 28, 2020

#MoneyMasterClass Some of us are greedy for experiences. Go ahead. Travel, eat out, go to concerts, play as much as you like. But you can’t have all that play and the stability of the person who prioritizes putting down roots.

— Gail Vaz-Oxlade (@GailVazOxlade) September 29, 2020

#MoneyMasterClass If you want to own a home do you want it more or less than a vacation every year? If you want to start a family, do you want it more or less than a snappy wardrobe or a new car every three years?

— Gail Vaz-Oxlade (@GailVazOxlade) September 29, 2020

#MoneyMasterClass Learning to make choices means growing up. Giving up things that are less important in the long term to achieve something you really, really want is a sign of focus and maturity.

— Gail Vaz-Oxlade (@GailVazOxlade) September 29, 2020

For the 7% who gave up, why? Are YOU not worth the hard work of making sure your $$ is working for YOU? Sure you are. Don't give up. Go back and give it another go! https://t.co/p96yFeLkJg

— Gail Vaz-Oxlade (@GailVazOxlade) September 29, 2020

#MoneyMasterClass Welcome to October. Wow! Look what you've accomplished. How are you feeling about all this?

— Gail Vaz-Oxlade (@GailVazOxlade) October 1, 2020

#MoneyMasterClass Just because you did not get the result you initially desired doesn’t mean you should think of what you did as a “failure.” It isn’t. It’s your opportunity to figure out what didn’t work so that your next try hits closer to the mark.

— Gail Vaz-Oxlade (@GailVazOxlade) October 1, 2020

#MoneyMasterClass If you think of things in terms of failure, it’s natural to want to give up. Who wants to be a failure? But if you think in terms of getting better and better… ah, there’s something a body can really get behind.

— Gail Vaz-Oxlade (@GailVazOxlade) October 1, 2020

#MoneyMasterClass Mistakes are mistakes. Misteps are misteps. If you let what went wrong define you, where will you get the energy, motivation, courage to try again?

— Gail Vaz-Oxlade (@GailVazOxlade) October 1, 2020

#MoneyMasterClass Failure is your willingness to let something stop you from trying again. Stumbles separate those who are serious about success from those who are simply playing at it.

— Gail Vaz-Oxlade (@GailVazOxlade) October 1, 2020

#MoneyMasterClass Persistence pays. Even if you don’t feel like you’re getting anywhere, don’t be tempted to call it failure. It isn’t. It's the universe saying loud and clear, “Show me how important this is to you!”

— Gail Vaz-Oxlade (@GailVazOxlade) October 1, 2020

Might I suggest you make yourself a "thermometer" and colour up it (as charities often do) as you contribute to your curveball account. Never mind what you haven't yet achieved; keep your eye on what you've already accomplished. https://t.co/eOUxlPicjP

— Gail Vaz-Oxlade (@GailVazOxlade) October 2, 2020

That's a GREAT idea. Knowing your money set-points is vital to long-term success. And making goals more achievable is a gateway drug! Enjoy. https://t.co/c4JEroLEvI

— Gail Vaz-Oxlade (@GailVazOxlade) October 2, 2020

#MoneyMasterClass We're almost to the end of the year so it's a good time to check in on "perspectives."

— Gail Vaz-Oxlade (@GailVazOxlade) October 2, 2020

#MoneyMasterClass Have you ever noticed how when you change your view of something, the feelings you have about said something also change?

— Gail Vaz-Oxlade (@GailVazOxlade) October 2, 2020

#MoneyMasterClass People who focus on what they don’t have — the house isn’t nice enough, the phone isn’t new enough, the car isn’t fast enough — tend to feel like nothing they DO have is enough.

— Gail Vaz-Oxlade (@GailVazOxlade) October 2, 2020

#MoneyMasterClass Contrast this with people who have less but are grateful for what they have. They appreciate the small things and they tend to be patient, willing to wait for what will come next.

— Gail Vaz-Oxlade (@GailVazOxlade) October 2, 2020

#MoneyMasterClass So why is it that we don’t spend more time looking at what we do have and saying a small ‘thank you’ for our good fortune?

— Gail Vaz-Oxlade (@GailVazOxlade) October 2, 2020

#MoneyMasterClass Living consciously means not taking even the smallest things for granted. Knowing that tomorrow it all could be gone, you take the time to express your gratitude.

— Gail Vaz-Oxlade (@GailVazOxlade) October 2, 2020

#MoneyMasterClass It’s easy to be grateful on the good days. But even when you’re having a hellova day, you’ll have the opportunity to learn (bad days tend to come with important lessons.) Be grateful for that opportunity.

— Gail Vaz-Oxlade (@GailVazOxlade) October 2, 2020

#MoneyMasterClass What separates privilege from entitlement is gratitude. Are you living your life in a way that shows how grateful you are for your bounty?

— Gail Vaz-Oxlade (@GailVazOxlade) October 2, 2020

A lot of people with all the toys are up to their eyeballs in debt. If that debt were visible, you'd have a better sense of what they don't have, like peace of mind and a sense of balance. YOU are what you DO & how you LIVE, not what you HAVE. https://t.co/bx5W97rcxF

— Gail Vaz-Oxlade (@GailVazOxlade) October 2, 2020

You have control over how many of those messages you receive. I've eliminated anything that has advertising tied to it (except my weekly grocery flyer). Watching House Porn doesn't ever make you feel good about your own home. Eliminate the negatives. https://t.co/J8Tr6mrcZx

— Gail Vaz-Oxlade (@GailVazOxlade) October 2, 2020

#MoneyMasterClass Have y'all made your donations to a woman's shelter or a food bank for October? In this Thanksgiving month, let's share what we have in abundance & relish the joys we have created for ourselves. I count my blessings daily. Have you counted yours today?

— Gail Vaz-Oxlade (@GailVazOxlade) October 1, 2020

Remember, I'm taking Qs, which I will put up in November as part of the 2020 #MoneyMasterClass. Email me at getgvo@gmail.com. I'll answer in real time and then post anonymously, so fire away!

— Gail Vaz-Oxlade (@GailVazOxlade) October 1, 2020