• Money Matters

    #MoneyMasterClass Recap–Week 22

    Extra Money = Mortgage Payment This month, Gail has been stressing the importance of paying off your mortgage faster. This week started off with the same advice–if you have extra money coming your way, put it towards your mortgage. Mortgage Calculator Gail has been talking a lot of math lately. If you haven’t done your own calculations yet, here’s a calculator that will do all the hard parts for you: Mortgage Calculator Gail Tells Us a Story: Meet Chris and Toni Renting vs. Buying The conversation continues on with respects to renting versus buying. This is also a reminder that buying a house and having a mortgage has a cost…

  • Flashfood Inspirations

    Flashfood: Spaghetti Sauce

    Flashfood Find: Produce box Regular Price $10.00Flashfood Price $5.00Total Savings $5.00 Menu Inspiration One thing I always try to keep stocked in my freezer is veggie-packed spaghetti sauce. It’s a simple, frugal meal that helps me stretch my grocery dollars. It’s also perfect for those weeks when I don’t want to cook! There was no specific recipe that I followed. I usually just throw items on hand into the crock pot and let them cook up. I was inspired to make pasta sauce from this Flashfood box specifically because of the tomatoes, peppers and carrots. What I added to my sauce: – Flashfood Peppers– Flashfood Carrots– Flashfood Diced Tomatoes– Diced…

  • Sustainable Living

    How Living Sustainably Can Save You Money

    Looking at changing over to a more sustainable lifestyle and using sustainable products can seem like a financially daunting task, but I’ve found that my tendency to live frugally is what led to my choices being more sustainable and better for the environment. Here’s how. Reduce and Reuse–forget about Recycle Okay, don’t really forget about recycling, but leave it as the last resort. The first two “R’s” are what will actually have a bigger impact on your life. Reduce consumption, spend less money I’m not reinventing the wheel here as it’s a pretty basic concept, but stuff is causing a problem on the planet. One thing we can personally do…

  • Money Matters

    #MoneyMasterClass Recap–Week 21

    Buying a Home–Starter vs. Once-and-Forever After spending a couple weeks focused more on renting, Gail’s focus was on purchasing a house this week. The conversation started with the difference between buying a starter home or a once-and-forever home. Paying Off Your Mortgage Gail shared some advice on how to pay off your mortgage faster and save yourself a load of money! Are You Willing? As with everything, accelerating your mortgage payments comes with a choice. It could mean letting go of some indulgences in order to pay off your mortgage faster. As Gail puts it, you can choose consumption or financial security. Time To Do Some Math Since I’m a…

  • Upcycled Furniture

    Project DIY: Vintage Lamp Update

    We love a good DIY project! Not only is it fun to give new life to old things, it is a great way to keep items out of the landfill. Part of a sustainability mindset is finding ways to use what we already have and therefore purchase less. The DIY Project: Turning this two-tone vintage lamp into a statement piece Why I Love It I have to confess that I did not like this lamp when I saw it. It was free and I only wanted the lampshade, but needed to take the entire lamp to get it. Having the lamp home, I began to appreciate it more. I liked…

  • Solar Monthly Update

    Residential Solar Project

    How We Ended Up With Solar Panels I’ve been struggling with what to write for this post as there is so much I could say about why we did something as drastic as a solar panel installation on our roof. I could talk about what it’s like in terms of day to day impact on our hydro bill, the process to actually getting to panels, and addressing the big question: is it actually worth it? So I’ll start at the beginning because maybe you have fluctuating energy bills, like we did, and you don’t know why, or maybe your bills are much higher than you’d like and you’re looking for…