• Simple Living

    30 Things in 30 Days – The First 7 Things

    My 30 days have started! Here are the first 7 things that didn’t make the cut. 1. Glass Vase … I took stock of the number of things in my household that could hold flowers. Including a ceramic vase that I love, I have water jugs and glasses and bottles–all that would make fantastic, quirky vases. Well, they will if they make it through the full 30 days of 30 things! 2. Floor Lamp (not pictured below) … My current home is well lit and I have no need for a floor lamp, but that frugal part of me was tempted to keep it for the next apartment I move…

  • Money Matters

    #MoneyMasterClass — Week 4 Recap

    This was a week of crafty tasks and credit card condoms. But first, the question is: Are you able to pay off the debt in less than 5 years? When I filed for bankruptcy, it made such a difference in my experience to have a trustee that was supportive and trustworthy. If you are in this situation, know that you can get through it. There is a structured process and it just needs to be taken step by step. Since filing is not an easy decision nor something that should be done without thought and investigation, I took friends with me to my appointments. Because it was a stressful experience,…

  • Simple Living

    30 Things in 30 Days

    I spent the last couple of years downsizing my belongings because I was moving and shifting my life. I thought I had done this fairly successfully until I moved again this past month. There is nothing like a move to show you how much you actually still own! As someone who does not like to spend any needless money, I can fall into the habit of holding onto something for longer than necessary “just in case I need it” in the future. I find I can also be overly sentimental, holding onto pointless keepsakes, and keeping things simply because I don’t know what to do with them. Sitting surrounded by…

  • Money Matters

    #MoneyMasterClass — Week 3 Recap

    Getting down to the task There were a lot of tweets this week with instructions and stories from participants. To keep up with them all, a Twitter Moment with all of the tweets from Gail for this week. See the link here. The first task this week was to list all of the money we owe in notebook #2. Throughout the tweets this week, there were instructions on how to calculate debt and debt repayment. We were also given access to a number of resources including a debt repayment worksheet. Find the list of resources here: https://www.moneyproblems.ca/money-master-class/ All the feelings After taking a realistic look at our debt, Gail asked…

  • Money Matters

    #MoneyMasterClass – Week 2 Recap

    In my eyes, this week was split up into two parts: deep thoughts and practical steps. Deep Thoughts Following last week’s examination of our core values and goals, the question presented at the beginning of the week was:  Are you willing to give up the things that hurt you? For me, these first steps were about building a solid foundation and committing to make financial changes–or any changes. When I know why I’m doing something and why it is important to my life, then I am far more likely to stick with it. When I spent time thinking about the question presented to us, I realized that while I am…

  • Money Matters

    #MoneyMasterClass – Week 1 Recap

    Gail Vaz Oxlade’s #MoneyMasterClass is underway on Twitter!  Week 1 has been about self-reflection and getting to know ourselves a little bit better. Laying that foundation will help to build a better base to form our financial future. Day 1 – Core Values This felt like such a daunting task, but was so rewarding to do. I often stand firm on a lot of aspects of my life, and was able to trace those “non-negotiable” things to their roots in my core values. For example, I’m passionate about living within my means and budgeting because I value financial independence. And I prioritize walks on my lunch breaks and carve out rest…